The Rajiv Gandhi Rural Housing Corporation Limited aims to provide affordable housing to the people belonging to the EWS in Karnataka. The State Government of Karnataka and the RGRHCL launched the Basava Vasati Yojana scheme to provide housing to homeless beneficiaries living in rural areas.
The scheme provides up to 85% of raw materials to qualifying applicants to construct their homes.
Steps to check the Basava Vasati Yojana beneficiary status
Step 1: Visit the official portal of Rajiv Gandhi Housing Corporation Limited.
Step 2: Click on “Beneficiary Information” from the menu bar.
Step 3: Next, follow the redirection, select district, and enter the F-number on the page.
Step 4: Now click submit to see the beneficiary status on the screen.
In addition to this, beneficiaries can also visit the Ashraya portal to check the RGRHCL status of their application.
Steps to check RGRHCL name correction report
Step 1: Go to the official website of Rajiv Gandhi Housing Corporation Limited.
Step 2: Visit the city side or rural side from the webpage.
Step 3: Then click on “Name Correction Report”.
Step 4: Next, choose your district, city/taluka, GRP/GP.
Step 5: Finally, the full list will be displayed on the screen.
Eligibility criteria of Basava Vasati Yojana
To avail of the benefits of Basava Vasati Yojana, candidates have to meet the following eligibility criteria beforehand:
- The family income of beneficiaries should not exceed Rs.32,000 per year.
- They must have land or kutcha land, which can be used for construction purposes.
- Beneficiaries should not have any pucca house anywhere in India.
- Finally, applicants must be permanent residents of Karnataka.
Candidates wishing to apply for this must produce a few documents to prove their candidature.
Documents required for Basava Vasati Yojana
- Age proof
- Aadhaar card
- Address proof
- Income proof
- Passport size photograph
If candidates meet all the prerequisites of this scheme, they can apply online. For this purpose, they have to follow some simple steps.
Steps to applying for Basava Vasati Yojana
Step 1: Visit the official website of the RGRHCL.
Step 2: Then click on the online application link from the homepage.
Step 3: Fill up the application form will all the required details like name, father’s name, date of birth, yearly income and others.
Step 4: Lastly, scan and upload all the required documents and click on the submit button.
Due to its strict eligibility criteria, some individuals might find availing this scheme challenging. In this case, they can opt for a home loan. But before proceeding with a housing loan, individuals should check a guide on how to choose a home loan effectively.
To avail of a home loan, applicants also need to submit documents and meet some basic eligibility. But, these requirements are pretty simple, and applicants can easily meet them without facing any significant challenge.
Eligibility criteria for a home loan
- Applicants must be citizens of India.
- They must have a minimum work experience of 3 to 5 years.
- Individuals must be between 23 to 70 years of age.
- CIBIL score of 750+ is mandatory.
Before proceeding further, prospective borrowers can check procedures to calculate home loan eligibility. Apart from meeting these eligibility criteria, an individual also needs to submit a few documents for loan processing.
Documents required for a home loan
- KYC documents (anyone)
- Passport
- Aadhaar card
- Driving Licence
- Voter ID
- Last 2 months salary slips
- Employee ID card
- For salaried individuals, bank account statement of last 3 months.
- For self-employed individuals, a bank account statement for the last 6 months is needed.
- Lastly, proof of more than 5 years of business existence is mandatory for self-employed applicants.
For the ease of financial calculations, most experts advise using the home loan eligibility calculator before availing of a home loan.
Selected financers also extend pre-approved offers that simplify and expedite loan processing. Such offers are available on a range of financial products like loans against property, home loans, etc. Enter your name and contact number to check your pre-approved loan offer. Thus, candidates can avail the RGRHCL scheme for financial benefits from the government concerning housing. Individuals are required to check all the requirements before applying. After application, they can also check their status online via the above-mentioned process.